osap ontario – OSAP.Info

How to Apply for OSAP Online

To take the agony out of applying for OSAP Ontario student funding you need to know how to apply for OSAP online. OSAP is the Ontario Student Aid Program, and this is a program that most students in Ontario, Canada need to access to help pay for their college education. Applying for college can be exciting – but applying for student aid can be tedious, at best. Below, we easily explain what steps you should take first when applying for OSAP online.

How to Apply for OSAP Online
• Determine which school you will be attending before you apply to OSAP, and which program you will be enrolling in. Not all schools or all programs are approved by OSAP, and you will need to visit the website to ensure that your choice is approved. Just because a school is approved, this is no indication that the OSAP program that you want to participate in through that school is approved.

• Be sure of the academic year that you will need funding for when applying for OSAP 2010. Read the application form. Generally, near the top of the page, you will see which academic school year the application is for. Make sure that you are filling out the right OSAP form. This is a common mistake that many people make – filling out the wrong OSAP application form.

• Know the deadlines before you apply to OSAP Ontario. Deadlines are essential, because OSAP does not have any grace periods. If you miss a deadline, you will miss your OSAP funding for the coming academic year. OSAP deadlines cannot be missed if you expect to get funding through OSAP.

• Have the appropriate documents when you are applying to OSAP. As you work through the application process, the program will be essentially making a list of the documents that you are going to need. Basic documents that everyone should expect to submit include a copy of your social insurance card and your identification card, your birth certificate, proof of address, proof of current income, tax forms, and marriage certificates or divorce papers. Other documents may be required as well, but this is determined by the information that you provide on your OSAP application form, as well as your individual circumstances.

• Get cooperation from other people when applying for OSAP online – it will be needed. If you are a dependent of your parents, they will have to fill out certain sections of your application form. The same is true if you are married or in a common law relationship.

• Make use of the tools provided for you on the OSAP website when you apply to OSAP. Use the Aid Estimator to determine how much your education is going to cost for the coming academic year, how much aid you can expect from OSAP, and how much additional funding you must come up with from other sources. You can also use the loan counselor section of the website to learn more about the OSAP process, the OSAP Aid Finder to find additional sources of funding, and the Repayment Calculator to determine how much your payment will be after graduation.

• Read through the information provided on the OSAP website when you apply for OSAP. This information will be very important to you, and will help you to understand what is expected of you now, while you are in school, and after you finish school.

It doesn’t take much to prepare to fill out the OSAP application. Just use common sense regarding what might be expected from you, and make sure that you set aside at least an hour to fill out the form correctly. For more information about the Ontario Student Assistance Program go to: apply for OSAP.

Related Reading

How to find the right OSAP Forms for Application

When you apply for student aid through the Ontario Student Aid Program, you may experience a great deal of confusion concerning the OSAP forms for your application. There is the main OSAP application form, and then a whole host of other OSAP forms that are available through the site as well. You need to know how to make your way through these important OSAP forms.

First, you fill out the online 2010 OSAP application form. To do this, you must register for the site, and you must use a valid Social Insurance number. If you do not have such a number, you cannot register to access the OSAP application form. This form can be filled out and submitted online, but it can also be printed out. In order to access all other OSAP forms on the website, you will need a PDF program, such as Adobe Acrobat Reader, which is free to download and use.

It is possible that you may not need any other 2010 OSAP forms on the site. The forms that are available are mainly for those who have had a change in their marital status, those who no longer receive parental support, consent forms for specific people, such as a spouse or parent, forms to update your income, and OSAP forms for specific scholarship or bursary programs that you are eligible for.

Do not fill out the OSAP forms for the bursaries or scholarships – or any other form – before filling out and submitting the initial application for OSAP aid. Once your application has been evaluated, you will be notified as to additional aid that you are eligible for, and if that aid requires a separate application or not.

After you have initially applied for OSAP funding, the OSAP may contact you regarding additional forms that need to be filled out for documentation purposes. Again, these forms will be downloaded to your computer, using a PDF application, and then submitted to the OSAP either through email or postal mail. Most of these OSAP forms cannot be filled out online.

If you are not sure as to whether you need to fill out an additional form for any given situation or not, you should contact the OSAP or your school’s financial aid office to find out if a form is needed, and which form is needed. When you look for the form that you need go to the OSAP website, click OSAP Step-by-Step, click Forms, and then, at the top of that page, make sure that you click the appropriate school year. After this, simply search down through the list for the form that you require.

Aside from the initial OSAP application form, which is not located in the forms section of the website, there are only 38 additional forms to choose from. Each form listed provides information next to the listing that will explain what the form is for – even when the title of the form is self explanatory – so finding the OSAP application form that you require should not be difficult at all. The OSAP forms are listed alphabetically, and there is also a search feature on the page that you can use.

For more information regarding OSAP forms, visit: OSAP forms. If you do not find the form that you require, contact the OSAP directly at 807-343-7260 or 877-672-7411. In some cases, you may need to fill out a form that is not available on the website. These forms from OSAP can be mailed to you.

OSAP Information

How to Apply to OSAP Online

How to Get or Qualify for OSAP Summer Income

If you are receiving OSAP student aid through the Ontario Student Aid Program, or OSAP, you may wonder how you can continue to receive summer OSAP income through the program during the summer months. There are actually two different ways that you can get or qualify for OSAP summer income.

The first option is to continue to attend school during the summer months. In this way, you can receive your OSAP student aid even during those months, because you are still attending classes. This is the easiest way to obtain OSAP summer income, but that OSAP income must be used to pay tuition, fees, books, supplies, transportation, and living expenses.

These funds are provided to you during the second payment that you receive during the school year – which occurs at the beginning of the second term. Therefore, you must decide that you will be attending OSAP summer school when you initially apply for your funding.

The second way to obtain summer income through the OSAP is through student work programs. These funds, however, do not come from the OSAP. Instead, this work is generally obtained through the financial aid office at your school. These jobs are awarded based on numerous different factors, but for those who qualify, the jobs are awarded on a first come, first serve basis – so you should check into this early.

Another option is to win scholarships or fellowships. Fellowships provide a stipend, as do apprenticeships. Summer apprenticeships can typically be obtained through the department for your program at your school, but again, you must qualify for those positions, and you will have some competition for them as well. Note that scholarships or fellowships may affect the amount of funding that you receive through the OSAP.

You can also get a OSAP summer job that is dependent of school or the OSAP. However, if you do this, you need to check with the OSAP to make sure that the income that you earn will not have a negative affect on your OSAP student aid for the following school year.

It is also important to understand that even if you do not have a summer job, the OSAP expects you to work full time during the summer months. The expected income from this job that you do not have is automatically figured in, in terms of contribution, when the amount of funding that you will receive is determined. For this reason, it is vital that you keep track of the jobs that you apply for during the summer – even if you do not get those jobs – so that adjustments can be made to raise the amount of funding that you receive from the OSAP the following school term.

Otherwise, there really are no direct funds available from the OSAP for summer income unless you are still attending school during the summer months. Remember that the OSAP funding is meant to pay for school, and the expenses surrounding your attendance of school – and even then, they are not meant to provide full funding for your education. Therefore, if you are not in school during the summer, you cannot expect or receive funding for the summer months, unless you take part in some type of student employment or you receive funds for various bursaries, which will affect your award during the regular school term. For more information visit the OSAP website at: OSAP summer income.

Applying for OSAP Eligibility Funding – Checklist

Being a student and living in Ontario Canada attending college is the biggest criteria when applying for OSAP eligibility funding, but you must meet the other OSAP eligibility criteria in order to obtain OSAP funds. Obtaining a higher education can be exceedingly expensive. Thankfully, if you are a resident of Ontario, Canada, you can get help from the OSAP program , or the Ontario Student Aid Program. This is a needs based program that covers a multitude of financing sources for your education such as Canada student loans, bursaries, grants and Canadian scholarships.

OSAP Eligibility Guidelines

First, you must be academically eligible when applying for OSAP. This means that your grades must be satisfactory, but there is more to it. After you have obtained OSAP funding, in order to remain eligible for that funding, you must continue to keep your grades up, and you must avoid frequent program changes, dropping classes, or repeating programs. Any of these circumstances could affect your OSAP eligibility.

Next, you must not be otherwise OSAP ineligible when applying to OSAP. You cannot have defaulted on a previous student loan. If you were overpaid for a grant or bursary, and you have not repaid the overpayment, you will not be OSAP eligible. If you provide information that is false, or otherwise incorrect – or fail to provide information on your application, you will be ineligible. If you have been convicted of a criminal offense of certain types, including fraud or theft, you will not be OSAP eligible. You are wasting your time if you apply for OSAP funding if you have one of the above issues because their are no OSAP exceptions when qualifying for OSAP.

You must make sure that the income that you report on your OSAP application matches the income reported to the Canada Revenue Agency when you apply to OSAP, as this OSAP application form information will be checked. If you have declared bankruptcy, you will most likely be ineligible. Additionally, you must pass the credit check that is done by the OSAP. If you are under investigation for any type of fraud or other criminal offense, you will be ineligible for OSAP funding– even if you are innocent.

OSAP Eligibility for Colleges

Even if you pass all of these OSAP eligibility criteria, there is an additional criterion that must be met – but this criterion pertains mostly to the school and the program that you will be enrolling in. The school must be approved by the OSAP, and additionally, the program of study must also be approved. The program must be at least twelve weeks long, and it must lead to a diploma, degree, or certificate. Most programs are approved, but not all schools are approved. Professional degree programs are not approved. You can find out if the school and program of your choice is approved through the OSAP website.

These are just the general guidelines; there are additional OSAP eligibility criteria that must be met for different programs without the OSAP, such as bursaries and scholarships. Each of these programs will have their own set of eligibility criteria that must be met. You need to check the eligibility requirements for those programs, but being ineligible for certain programs under the OSAP does not make you ineligible for all programs under the OSAP, and it is important to realize this.

In most cases, you can fit the eligibility criteria that are set for OSAP student aid in Ontario, Canada, but remember that this is a needs based program, which means that you must also fit the income criteria. You absolutely must be honest about your income and the income of your parents, spouse, or common law partner when you fill out the OSAP application. Failure to do this can be construed as fraud and you will end up paying your OSAP funding if you are approved under these false circumstances when initially applying for OSAP funding.

Before applying for OSAP funding, read over the general requirements to make sure that you meet those requirements in advance. In some cases, you can make changes in your personal situation to meet the requirements, but in other cases, you simply cannot. Even if you think that you cannot meet those requirements, speak to a counselor through the OSAP to see if something can be done. For more information, visit the OSAP website to find out more on OSAP eligibility.

Related Reading

OSAP Website Online Helpful Navigating Guidelines

How to Apply for OSAP Online

OSAP Website Online Helpful Navigating Guidelines

When looking into applying for the OSAP program you may need helpful guidelines for navigating the OSAP website online to make the process much faster and easier. OSAP Ontaio Canada helps students finance their way through college and they do it very well. When you start looking for funds to help pay for your education, you have a great deal on your mind, and the last thing that you need is if the online OSAP website confused you. Here’s some helpful guidelines to help the OSAP online website process seem simple.

The OSAP website is laid out in a friendly manner, but it isn’t very organized. Most potential students have no clue as to where they should start on the site. In the column on the left, you will see that OSAP tools are listed first. Ignore these for now. Jump down to the section that says ‘OSAP Basics.’ Here, you can learn about the OSAP Ontario Canada, how it works, what your responsibilities are, the different types of financial aid that are available, and how much you can expect to get from the OSAP Canada program to help fund your education.

Once you have gone through that section, use the section above it, called ‘Plan Your Education.’ Here, you can get information for choosing a school and a program, find out how much your education will cost, the financial aid available for your program and your situation, and get vital information for repaying your OSAP loan. Most people don’t think about repaying the OSAP loan, but instead focus only on getting the loan. Paying it back is the hard part, and this is something that you need to consider before applying.

The next step is to make use of the OSAP website tools section. In this section, you can apply for your OSAP loan program online, check the status of your loan, use an aid estimator to help you figure out how much aid you need or will get, speak to a loan counselor, use the OSAP online aid finder to help locate additional sources of funding, use the repayment OSAP calculator to figure out how much your payments will be after graduation, and how long it will take to repay the loans, search for schools, and connect with student awards and Scholarships Canada for additional funding as well.

After you have applied for funding, you will need to use the OSAP Step by Step section of the online website to find additional forms that you may need for your application process. Near the top of that page, make sure that you click on the appropriate school year, as it applies to you. Under this section, you can also get an A to Z listing of all of the funding available through the online OSAP website program.

Other sections of the OSAP website include Contacts, Help, Postsecondary Education, and Explore Government. Of these sections, the only two that you may need are the Contacts section and the Help section, should you run into problems during your application process. You can use the Postsecondary Education section for a listing of schools, categorized by Private Career Colleges, Universities, and Colleges of Applied Arts and Technology. If you are an international student, there is a section there for you as well. The Explore Government section won’t be of any use to you in terms of finding funding for your college education through the Canada OSAP website.

If you follow these steps, you will find that the OSAP online website is very easy to navigate, and you won’t have nearly as much confusion and frustration during the application process of obtaining funds through the OSAP Ontario Canada. For more information, visit the: OSAP website. For login information go to OSAP login.

OSAP Contact Information for Problems on the OSAP Website

You need to know how to use important OSAP contact information for specific problems when you apply for OSAP funding, or the Ontario Student Aid Program because you may run into specific problems you cannot figure out on your own. You could also have specific problems after you have started receiving the OSAP Ontario funds. For this reason and others you may encounter, you need to know how to use the OSAP contact section in the OSAP website to get quick answers.

When you visit the OSAP website, you will see three different ways to contact the OSAP agency for help. The first is to contact the OSAP directly, for all problems related to the OSAP. This contact information is generally supplied for students who are initially applying for OSAP funding, and for those who are currently receiving those funds. The OSAP contact number is 807-343-7260.

If you are in the process of repaying your student loans, or about to enter that process, your contact for specific problems would not be with the OSAP. Instead, you would need to contact the National Student Loans Service Centre, or NSLSC, at 888-815-4514. This is the second way to get help with specific problems, as they relate to your student loans. In some cases, you can contact the NSLSC even if you are still attending school.

Another section of the OSAP website, listed under the Help section, is ‘I Need Help With…’ Unfortunately, this portion of the website is not set up at this time. However, once it is operational, students will find this portion of the site to be very beneficial, as it will list either OSAP contact information or information regarding specific problems.

There is a section for help concerning technical problems that you may encounter with the OSAP website. This help can be obtained on the OSAP website, under the Help Section. You can click ‘Technical Help’ under the ‘Help Section.’ If you are having issues with security or logging in, click on Security & Log In Help.

If your problem is not technical, you will find that most of your issues concerning your OSAP student aid can be addressed and handled through the financial aid office at your school. This pertains to students who are already receiving funds. Those who are initially applying should still contact with the OSAP directly.

The contact information for the financial aid office at your school can be obtained through the OSAP website. Click Contacts, and then School Financial Aid Offices. From there, click on the appropriate section – for public schools, private schools, or schools outside of Ontario, and find your school in the listing that is provided.

When contacting anyone for help or OSAP information, do so in the correct way. The old adage that you catch more flies with honey is absolutely true. Be polite, and do not be overly demanding. Treat the people that you talk to with absolute respect and patience, and you will find that your problems are addressed more quickly. You will also find that if you have not contacted the right office or division, if you are nice, the person on the other end of the phone is more likely to find and provide you with the correct OSAP contact information that you require.

Otherwise, you probably will not need OSAP contact information for specific problems. Instead, you can usually find any information or help that you require on the Ontario OSAP website. The Canada website will answer most questions that you have, and help you to address specific problems without contacting anyone at all. Go to OSAP contact for getting your questions answered.

Related OSAP Reading

OSAP Application Form is Online

The OSAP application form is really not that difficult to complete, especially the OSAP application online. Although filling out applications for college and for student aid can be extremely stressful and time consuming, it becomes more stressful when you find out that your aid was denied because you didn’t fill out the application completely, or correctly. You need to know how to fill out the Ontario OSAP application form the right way the very first time.

The 2010 OSAP application form is available online, so it is easy to access. You should put aside plenty of time to fill out the online OSAP application form – you do not want to rush through this process. Note that because this is an online application, you can save your work and return to it later. Applying online is free, however if you opt to apply using a paper OSAP application form, there is a $10 fee.

Start by ensuring that you are using the right OSAP forms. There is a form for fulltime students and for part time students. A full time student is defined as a student who is taking at least 60% of a full course load – unless you are disabled, in which case you must be taking at least 40% of a full course load to be considered a fulltime student.

This OSAP application online will be used to determine your eligibility for numerous OSAP programs. These programs include the Canada-Ontario Integrated Student Loan, the Ontario Student Opportunity Grant, The Ontario Access Grant, the Queen Elizabeth II Aiming for the Top Scholarship, the Ontario Access Grant for Crown Wards, and others. Your eligibility for the Ontario Special Bursary Program, or OSBP, will also be determined with this OSAP application, but if you are eligible for the OSBP program, you may have to fill out additional applications at a later date. The OSAP will give you this information after you have applied, and your application has been evaluated.

The Canada OSAP application form is fairly simple in terms of the questions that are asked. You will need to have specific information available for your 2010 OSAP application form. You will need verification of your income and your citizenship. If you are married, in a common law relationship, or a dependent of your parents or guardian, you will need their income information as well – and there are certain parts of the application that will need to be filled out by these individuals, as it applies to your situation.

Make sure that you are filling out the right OSAP form for the school and OSAP program that you want to attend. You do not have to be accepted by that school before applying for aid, but you should have at least already applied to the school for admission. Check the year for the OSAP online application form that you are filling out as well. The 2010 OSAP application should be used if you will be starting school between August 1, 2010 and July 31, 2011. The biggest problems seem to arise from students using the wrong application form.

Some questions on the form may not apply to you. Those questions should be skipped. However, be careful not to skip questions that do apply to you, just because you don’t know the answer. Take the time to find out the answer, and supply this information, or your Ontario student assistance program application could be denied based on falsification! This is a serious offense that could prevent you from getting aid now and in the future. If you are not sure, and you cannot find the answer, make sure that you note this on the application, or contact the OSAP Ontario Canada for help in obtaining an answer that they will accept. You can learn more at: OSAP application.

Related OSAP Reading

OSAP Login helpful Tips when filling out your Application Online

Use the OSAP estimator Calculator to get your OSAP Money

OSAP Ontario Canada Program Helps Ontario Students

How to Apply for OSAP Online

OSAP Ontario Canada Program Helps Students

OSAP Canada — OSAP Ontario Program Helps Students

You may be surprised to find that the OSAP Ontario Canada program and MTCU can do it better for you in terms of helping to fund your education when you are seeking ways to pay for a higher education. Nobody has to forgo an education these days but if you are a student in Ontario, Canada, there there are numerous options through Ontario OSAP Canada which MTCU (Ministry of Training, Colleges, and Universities) strickly for Ontario students.

Most students will seek out Canada scholarships before doing anything else in terms of paying for their education, but there is a great deal of competition for these Canadian scholarships, and lenthly application processes as well. Another option that many students will turn to is private student loans, which are obtained through private financial institutions like CIBC; and some have very attractive college funding programs geared for students. After using the resources offered by the OSAP, you should definitely seek out funding from these sources, but overall, these two options do not beat what the OSAP program offers.

The OSAP is the Ontario Student Assistance Program. It is one of the best government college funding programs in the world. The program is administered through the Ontario Ministry of Training, Colleges, and Universities, or the MTCU. Federal and provincial student aid is administered through this program.

What OSAP Ontario Canada Provides
Funds that are available through the OSAP program include grants, scholarships, fellowships, bursaries, work study programs, student loans, and even debt reduction and interest relief when it comes time to pay back loans. All of these funds can be used to pay for your college tuition and fees, books, transportation, school supplies, and living expenses while you are attending college.

Osap Ontario requires Financial Need
It is important to note that you cannot obtain funds through the Canada OSAP program if you do not have a financial need. For example, if your parents have been saving for your college education since you were born, and there is plenty of money in that fund to cover the cost of your education, you will not be eligible. These funds are meant for those who have a true financial need, as long as they meet the other criteria for eligibility.

It is also important to understand that the OSAP Ontario programs not a complete funding option for higher education. You will be expected to secure other forms of financing, including funds that you have saved, or funds that you earn during the course of your education. OSAP Canada funds are meant as a supplement to other funds – instead of the other way around.

Some of the really great things about the OSAP program, however, are that you do not have to repay your loans until six months after you graduate, and no interest is accrued on those loans until that time. Additionally, you can work, and you are allowed to earn up to $103 per week while you are in school, and this income will not have any effect on your eligibility for Ontario OSAP Canada funding.

The program is designed to make it easy for you to pay off your debt after graduation as well, which cannot be said for other sources of financing. To achieve this, the OSAP Ontario caps the amount that you can borrow each year at $7300, if you are in a two term program.

The only limitation to the Canada OSAP program, other than loan caps per year, is that the school and program that you will be enrolled in must be OSAP approved, but this usually isn’t a problem for most students. Overall, OSAP Canada program really can do it better to help Canada students obtain a higher education, affordably.

Related OSAP Articles

OSAP Estimator Calculator for your OSAP Money

How Does OSAP Work in Ontario Canada?

If you live in Ontario, Canada, and you are planning to attend college, you need to know how does OSAP work in Ontario Canada. The OSAP is the Ontario Student Aid Program, administered through the Ministry of Training, Colleges, and Universities. This program helps you to pay for your college education.

Through this program, the MTCU works in partnership with the Federal Government of Canada, and the Province of Ontario to provide funding for students who have need of financial assistance to attend college. In addition to student loans, bursaries, grants, and scholarships, these funds are also used to help repay student loans after graduation.

Because these funds are not designed to help fund your entire education, you can also take advantage of the Student Access Guarantee program through the OSAP. This program is operated through the government of Ontario, in partnership with many different universities and private colleges, to help ensure that you get all of the funding that you need to pay for your education. Overall, the Ontario Canada OSAP works with the Federal Government, the Provincial Government of Ontario, and Financial Aid Offices at colleges, universities, and trade schools, and the National Student Loans Service Center (NSLSC) to help you get the funds you need, and to help repay those funds that must be repaid.

How Does OSAP Work in Ontario Canada
The OSAP program is a needs based program. A unique formula is used to compare the cost of your education, to the amount that you are able to contribute to determine how much financial aid you need. Once your need is determined, you are matched with various funding opportunities within the program, and you only have to fill out one application form. This form covers federal aid, from the federal government of Canada, as well as provincial aid from the government of Ontario. This aid may include scholarships, bursaries, grants, student loans, and work study programs.

Usually, your eligibility can be determined before you apply, by using the tools on the OSAP website. If you cannot determine your eligibility through these tools, you should submit an application anyway, and the OSAP Ontario will determine whether you are eligible or not. Once you are approved for funding, you will receive your OSAP loan amounts twice each year. 60% will be paid at the beginning of the first term, and 40% will be paid at the beginning of the second term of the school year.

Upon graduation, the OSAP Canada also offers repayment assistance programs. The loans that you have received are not due until six months after your graduation, or after you have left your program of study, and no interest is accrued until that time as well. Take advantage of the programs that the Canada OSAP Ontario offers to help you repay your student loans.

The application process is fairly simple, and you can apply for aid online. You can also check the status of your application online, through the OSAP website. For more information, visit: OSAP Canada. You should pay special attention to the Year in Review at: OSAP Ontario. This chart will tell you when you should be doing certain things throughout the application process, and gives you an accurate view of how the OSAP program will work for you. This includes information for before you start school, while you are in school, and after you have graduated. Also make use of the Step-by-Step portion of the website at: how does OSAP work in Ontario Canada.

OSAP

OSAP can be a panacea for Ontario students who want to go to college but do not have the financial means to do so. If you are a resident of Ontario, Canada, and you are looking for different ways to finance your education, you need to know as much as possible about the Ontario Student Assistance Program, also known as OSAP. This program is administered through the government of Ontario, and provides Canada students with grants, loans, and scholarships, which are awarded based on financial need.

This Ontario OSAP student loans program is funded through the provincial government of Ontario, as well as the Canadian federal government. Students who win these awards can use the funds to help pay for tuition, fees, books, supplies, transportation, and living expenses while they are attending a post secondary school in Canada. In order to be eligible for these funds, you do not have to attend a school in Ontario, but you do have to be a resident of Ontario, even if you are attending a school outside of the province.

The OSAP Ontario student loans that are available through this program are interest free for the student, up until six months after their graduation. During this period, the interest is paid by the Ontario Government. Repayment of the loan, including interest, begins six months after you either graduate or leave your program of study without graduating. The interest that is payable on the line is equal to the prime rate, plus an additional 1%.

Before you are considered for a Ontario OSAP student loan, the information entered on the application that you fill out is used to determine whether or not you are eligible for grants or scholarships that are available. The OSAP student loan only comes into question after you have been either approved or denied for other funding – but loans are available even if you are not approved for other funding.

In addition to Ontario student loans available from the Ontario Government, you are also applying for student loans that are available from the Canadian Government. All of the grants through this program come through the Canadian Government as well, and they include grants for low income students, middle income students, disabled students, students with dependents, and part time students.

The amount of funding that you are eligible for through OSAP ranges from $210 to $560 per week that you are in school, and the actual amount that you receive depends on the program of study and school that you are attending, your marital status, whether or not you are a dependent or have dependents, and the amount of funds that you can contribute to your education. While you are attending school, as a student you are able to earn up to $103 per week, from other income sources, without these funds having any effect on the aid that you receive. If at anytime while you are in school you start earning anymore than this amount, it is your responsibility to notify OSAP, and the amount of your financial aid will be reduced accordingly.

Through the OSAP website, you can apply for funding or check the status of your application, connect with a OSAP Ontario student loan counselor, use tools to estimate your aid, and research various schools. You can also use tools to plan your education and career. For more information concerning the Ontario Student Assistance Program go to OSAP.